Ethical Giving

Our commitment to receiving and using funds with integrity — in line with Ghana's Anti-Money Laundering Act 2020 (Act 1044).

Last updated: May 2026

1. Commitment

Ramah Upliftment Foundation is committed to receiving and using funds ethically, transparently, and in compliance with Ghana's Anti-Money Laundering Act 2020 (Act 1044) and applicable nonprofit good practice.

As a Designated Non-Financial Business or Profession (DNFBP) under Act 1044, Ramah has binding legal obligations to prevent misuse of charitable channels for fraud, money laundering, terrorism financing, or other financial crimes. We take those obligations seriously — not only because the law requires it, but because the people we serve deserve a Foundation that protects its integrity.

2. Ethical Donations

Ramah may decline, return, freeze, or seek guidance on a donation where there are concerns about:

  • The source of funds.
  • Donor identity or transparency.
  • Conditions attached to the donation that conflict with Ramah's mission or independence.
  • Possible fraud, corruption, sanctions violations, money laundering, or terrorism financing risk.
  • Harm to beneficiaries, communities, or the Foundation's charitable purpose.
  • Pressure to act outside Ramah's values, policies, or legal obligations.

3. Donor Due Diligence

Ramah may request additional information from donors, partners, or funders where needed to verify identity, understand the source and purpose of funds, or meet legal and regulatory obligations. The level of review is proportionate to the amount, source, country, donor type, and risk indicators connected to the gift.

4. Record Keeping

Ramah maintains appropriate records of donations, grants, payment references, donor communications, and financial decisions. Records are retained for legal, audit, reporting, and accountability purposes in accordance with Ghana's AML/CFT and tax legislation.

5. Reporting and Compliance

Ramah is registered with Ghana's Financial Intelligence Centre (FIC) as required by Act 1044. Where required by law or where serious concerns arise, Ramah may seek professional advice, contact relevant authorities, or comply with lawful reporting obligations.

Ramah does not publish detailed internal AML/CFT procedures, as doing so could reduce the effectiveness of those controls.

6. No Improper Influence

Donations do not give a donor the right to control beneficiary selection, programme decisions, employment, procurement, religious activity, or public statements. Ramah remains solely responsible for protecting its mission, beneficiaries, independence, and compliance obligations.

7. Contact

Questions about ethical donations or compliance: